Your Business Legacy, Funded and Secured.
For 20 years, WHC has served Entrepreneurs. We provide the strategic capital and M&A expertise Maryland entrepreneurs need to acquire, scale, and exit with confidence. We specialize in deals under $5 million.
FUND YOUR BUSINESS
*Funding to Buy: We fund the gap between your ambition and your next acquisition. From SBA 7(a) buyouts to complex private debt, we structure efficient "no-surprise" deals.
*Funding Before You Sell: Need to invest in technology, inventory, or leadership to maximize your sale price? We provide the bridge capital and expertise to close your "Value Gap" before you go to market.
SELL YOUR BUSINESS
*List and Sell: Whether you are ready to retire, move on to the next venture, or just want to test the market, we can help. We have a variety of options to help you determine what your business is really worth and the support you need to sell your company for top dollar and transfer ownership smoothly.
BUY A BUSINESS
*Choose Your Industry and Get Connected: If you are ready to invest in an established profitable business, instead of experiencing the trial and error of building from the group up, we can help. Talk to a WHC Advisor and let's get you connected to industries and companies that meet your cash flow requirements and allow you to stay out of the day-to-day of operations.
Why WHC Lending?
"Since 2006, we have advised over 12,000 businesses, helped create thousands of jobs, grown the tax base, and positively impacted the economy. We've been recognized by the SBA, Johns Hopkins Carey Business School, various Chambers of Commerce, the Governor, numerous Mayors, the Comptroller, and over a dozen elected officials for our work in the business community. We know Maryland better than anyone. " — Will Holmes, Founder
How 20 Years of Consulting Benefits You
For sellers: We use our 20 years of tech consulting to identify and implement AI and automation workflows that reduce overhead and increase net profit. This ensures you go to market with a lean, high-multiple operation rather than a manual, low-value one.
For buyers: We go beyond the balance sheet to audit a target's management systems and technical infrastructure. Our "consultant’s eye" identifies hidden operational deficiencies that traditional brokers miss, protecting you from buying a "fixer-upper" at a premium price.
Testimonials
WHC hosts events for business owners to network and discuss deals. At a recent event, Founder Will Holmes asked three clients about their experience with WHC. Turn on the volume, hear about their experiences, and schedule a consultation.
Apply for Funding
Maryland remains a top state for SBA lending. Since most deals under $5M are funded via SBA, our dual role as a lender and advisor allows us to offer quick approvals and competitive interest rates. Plus, our network of private equity and top lenders help us fund your deal quickly.
Leverage Our National Network
WHC has assisted in the growth of thousands of businesses across the United States. These trusted relationships allow for off-market opportunities and solid offers from trusted buyers.
FAQs
Your Questions Answered: Quick Insights on Financing with WHC
What sets WHC Lending apart from other lenders?
WHC Lending offers personalized, tailored financial solutions with dedicated customer service.
What are the eligibility requirements for obtaining a loan with WHC Lending?
Eligibility depends on factors like credit history and financial stability. Contact a loan officer for specific details.
How long does the loan approval process take at WHC Lending?
Typically, approvals take a few days to a couple of weeks, depending on loan complexity.
Can I pay off my loan early with WHC Lending?
Yes, you can pay off your loan early without any prepayment penalties.
What types of interest rates does WHC Lending offer?
We offer both fixed and variable interest rate loans based on market conditions and your financial profile.
How can I apply for a loan with WHC Lending?
Visit our website to fill out an online application or contact us by phone for direct assistance.